Bank Rate Unchanged

Bank of England Base Rate unchanged - now there is a surprise! BBR at 5.25% isn't bad anyway but yes, rates will fall - but again, mortgages will not necessarily follow

Spare cash - £138 Per Week

So now we are told that the miserly £143 net spendable income has gone down by £5 compared to last year!

MP's and Economists expect the average family to manage to enjoy life on this miniscule amount for £138 after all the bills are paid! Could they? Do they even think about what this means?

Just how much does it cost for Mum Dad and 2 kids to buy cinema tickets? Say it was £20.00 - Then how much might be spent 'at the Kiosk' Another £10.00 and the petrol and parking, or bus fares take another say £8.00 which leaves £100.00 for the rest of the week

Mum and Dad deserve a night out, only to the pub, its all they can afford, 4 pints for him sees offs £10.00 and 4 drinks for Mum is the same again - but the baby sitter costs £10.00 if one is lucky so that leaves £70.00 for 6 days!

Get a life MP's and do something less greedy, please?

First Time Buyers

First Time Buyers are still delaying making thier first house purchase - question is, how long before we know that the busrt bubble and reached the bottom of the fall in house prices?

Sharp drop in consumer confidence Nationwide

Nationwide Chief Economist suggests that up to one third of people in the UK feel economic conditions are bad - this is an increase fro 25% of people interviewed only last month

Nationwide Consumer Confidence Index found people were also unchanged about thier unchanged gloomy feelings about job prospects

Food and fuel costs figure large in this feeling of despondency

Mis-sold PPI Claims cancel cover

Beware that whilst claiming for mis-sold PPI is right and proper it is important not to leave oneself exposed to no cover - even though the PPI cover was questionable, at least there is/was some income protection

The Sick Pay Club replaces the policies for a fraction of the cost, with a policy that will pay out if claimed on, and pay out until retiremnet or return to work, not for the 12 or 18 months of some of these PPI policies

£1,200 per month sick pay can be paid after only one days illness and can cost around £13 per week, less if one is younger, more if one is older - but it will pay out, promise!

Contact The Sick Pay Club at www.MyCbi.co.uk now and have it both ways!

Mothers Sick Pay

Recognising mothers, or housepersons or househusbands all contribute The Sick Pay Club offers cover for full time housewives or houseperspons when they have illness or suffer an accident and are unable to work or do the housework

If you or your partner run the home full time and wish to be covered if sick or have an accident then enquire at info@mycbi.co.uk for full info and detail about the very reasonable contributions to The Sick Pay Club

Mothers Day - The cost of mums work at home

Current value on full time mums is now estimated at £26,000 per year - so lets all value mother!

The life assurance industry has always ran these sorts of surveys and figures - how much would it actually cost to get someone in to do all a mother at home does for the family, if you had to pay someone today it would cost £26,192 per year

Imagine if she is a working mum too!

So, contact us at info@myCbi.co.uk and let us discuss the ways open to you to cover the monetary side of things